A fascinating thought isn't it? Frankly I was wondering the same thing because I don't have a lot of time to exercise because of work. Aren't we all time constrained when it comes to working out for ourselves? I always look for home exercises in Youtube that I can follow every once in a while when I got extra time since I can't go into the gym until I thought about the same phrase, "How to workout without working out". It sounds ridiculous but I searched for it in the internet anyway. To my surprise, there is such a thing!
That's when I stumbled to Subliminal Health and Fitness Videos. There's a few video about this product and I watched the reviews. To be honest I was really hooked but I never saw any other unbiased review of the product from other customers. It's kinda frustrating actually since I really want to buy it but I need to make sure of it first.
But for a few bucks in exchange for the improvement of my health and nutrition, I bought it. What's there to lose right when I know I'm already losing a lot whenever I don't workout.
My honest review about Workout Without Working Out -- Subliminal Health & Fitness Videos is this. The videos are top notch. It's amazing how the instructors we're able to come up with a solution to the daily hassle and bustle we go through our daily lives when working. I didn't lose weight in a week or so. I think products that promise that kind of thing is a complete BS. Only surgery can make you lose weight that quickly. However, I can feel the sudden spurt of energy in my body ever since I started doing the exercises provided in their videos. It's really amazing!
It's actually easy and doesn't take too much of your time and you're really gonna sweat a lot. Like what they say, it's subliminal fitness videos that goes through your mind and remind you about doing it whenever you get extra time for yourself.
It's not a scam or a ripoff. It worked for me and there's no reason it won't work for you. It's what it say it is and that's what's great about it.
If you want to see the actual product and get it for free on a limited time offer Click Here!
If you have any questions, feel free to leave a comment and ask.
Cheers!
Tuesday, December 17, 2013
Are there hidden charges when withdrawing money from Paypal to BPI and from your BPI Easy Savers ATM?
Well, I wouldn't say that there is.
I would say that there is a catch though.
When you are using BPI Easy Savers ATM, there's always a 5 pesos charge each time you withdraw. But that's okay. I think that's the price for not having a maintaining balance. But BPI would say that it's how they help their customers. If there's a 5 pesos charge each time you withdraw, you won't be tempted to withdraw very often. And thus the name BPI Easy Saver's Account. It's up to you whether you want to take that seriously or what. Lol!
For Paypal, no hidden charges but here are the things that you're gonna pay for if you're withdrawing money.
This will be in two parts. Withdrawing money from your Paypal account to your RCBC myWallet Visa Card and to your BPI Easy Savers ATM card.
Withdrawing from Paypal to RCBC.
Cost is 250 pesos and your money from your Paypal will arrive in your RCBC card after a week but not more than ten days.
Withdrawing from Paypal to BPI.
Costs are
50 pesos Paypal charge.
200 pesos to your bank as Remittance.
You're receiving your money within 4 business days.
Sometimes, if I withdraw money on Monday or Tuesday, I receive the payment after 36 hours only even when it says in Paypal that the money should arrive within 2-4 business days.
So there you go!
If there's anything wrong with the rates I mentioned, maybe they've already been changed or something, please comment about it here.
The same goes if you have any questions, please feel free to ask.
Cheers!
I would say that there is a catch though.
When you are using BPI Easy Savers ATM, there's always a 5 pesos charge each time you withdraw. But that's okay. I think that's the price for not having a maintaining balance. But BPI would say that it's how they help their customers. If there's a 5 pesos charge each time you withdraw, you won't be tempted to withdraw very often. And thus the name BPI Easy Saver's Account. It's up to you whether you want to take that seriously or what. Lol!
For Paypal, no hidden charges but here are the things that you're gonna pay for if you're withdrawing money.
This will be in two parts. Withdrawing money from your Paypal account to your RCBC myWallet Visa Card and to your BPI Easy Savers ATM card.
Withdrawing from Paypal to RCBC.
Cost is 250 pesos and your money from your Paypal will arrive in your RCBC card after a week but not more than ten days.
Withdrawing from Paypal to BPI.
Costs are
50 pesos Paypal charge.
200 pesos to your bank as Remittance.
You're receiving your money within 4 business days.
Sometimes, if I withdraw money on Monday or Tuesday, I receive the payment after 36 hours only even when it says in Paypal that the money should arrive within 2-4 business days.
So there you go!
If there's anything wrong with the rates I mentioned, maybe they've already been changed or something, please comment about it here.
The same goes if you have any questions, please feel free to ask.
Cheers!
What's the difference between a credit card and a debit card?
Well let me just share how they work.
Credit card is like having a card that has a specific amount of money that you can borrow anytime for purchasing or withdrawing money. Every purchase you make or money you withdraw will be considered a debt that you'd have to pay at the end of the month.
Debit card on the other hand needs to be loaded with money first before you can use it.
So if you want to purchase online using credit card, you can go ahead and just pay for it at the end of the month on your bank.
If you want to purchase something online using your debit card, you have to load it with money first.
That's how simple it is.
Credit card is like having a card that has a specific amount of money that you can borrow anytime for purchasing or withdrawing money. Every purchase you make or money you withdraw will be considered a debt that you'd have to pay at the end of the month.
Debit card on the other hand needs to be loaded with money first before you can use it.
So if you want to purchase online using credit card, you can go ahead and just pay for it at the end of the month on your bank.
If you want to purchase something online using your debit card, you have to load it with money first.
That's how simple it is.
Saturday, August 17, 2013
Bpi Easy Savers Verify Paypal Account
So can we verify our Paypal account through BPI Easy Savers Savings Account Card?
Let me be straight forward with this. Paypal would only accept cards that has a Master Card or Visa logo.
BPI has the logo of Cirrus so the answer is no, you can't verify your Paypal account using BPI Easy Savers Savings Account. So far no one else have been able to up to this date.
If you want to verify your Paypal account then might as well start off with RCBC My Wallet Visa Card for 150 pesos only.
Please leave a comment if you find this helpful.
Let me be straight forward with this. Paypal would only accept cards that has a Master Card or Visa logo.
BPI has the logo of Cirrus so the answer is no, you can't verify your Paypal account using BPI Easy Savers Savings Account. So far no one else have been able to up to this date.
If you want to verify your Paypal account then might as well start off with RCBC My Wallet Visa Card for 150 pesos only.
Please leave a comment if you find this helpful.
365 Day Loan Review
This is one very interesting payday loan I've ever come across with. They're available for 365 days per year.
Of course the most logical assumption to make when you've seen such thing in the internet is to think that it's a scam. Everything so good to be true must not be true at all.
I don't want to make this part any longer, all I want to do is to share some experiences with it. My cousin applied for $100 and they gave it to him just like that and that's all I really want to say in this post. I've been looking for some reviews about it too and I couldn't find any so I thought I'd share this good news with you. You can even see at the bottom right side of the clock of the page a click button for returning customers.
We just tried if it really works, nothing that much to lose with $100 and luckily it did.
Of course the most logical assumption to make when you've seen such thing in the internet is to think that it's a scam. Everything so good to be true must not be true at all.
I don't want to make this part any longer, all I want to do is to share some experiences with it. My cousin applied for $100 and they gave it to him just like that and that's all I really want to say in this post. I've been looking for some reviews about it too and I couldn't find any so I thought I'd share this good news with you. You can even see at the bottom right side of the clock of the page a click button for returning customers.
We just tried if it really works, nothing that much to lose with $100 and luckily it did.
Friday, July 12, 2013
My RCBC Access One Experience
I first applied a VISA Debit Card from RCBC (A YGC Member) for the purpose of linking it to my Paypal account to have it verified. It worked perfectly. I just had to call them to verify my debit card after 2 days so that Paypal can give back my 100 pesos.
Now when I talked to the teller who handled my application, I asked her if it's possible for me to check my account savings online and she said yes.
She gave me a small piece of paper that's written www.rcbcaccessone.com and I'm supposed to just follow the enrollment instructions in that website because they're not sure of it themselves.
So I went home, fired my computer and internet connection and went directly to www.rcbcaccessone.com.
Result? It says "This webpage is not found"
Weird isn't it? I thought this could be a mistake so I went to RCBC website and chose RCBC Access One From there and I went through.
The problem is no matter how many times I follow the instructions and enter the details (You'll have to choose MyWallet Prepaid Card), nothing follows.
I tried it for the next days for the whole week and it's still the same. It's not working. I went back to the teller and she told me maybe the website's just down and they don't really know anything about it so it means I'm on my own.
Until now when I tried it and enter my Card No. and 6 Digit Pin No. but still nothing follows as of today.
If anyone has been successful with it then please comment here if there's anything wrong with what I'm doing because it's really not working for me and for other RCBC MyWallet VISA Prepaid Card users that I know.
The card is fine but the internet banking is what's having a problem with it.
Now when I talked to the teller who handled my application, I asked her if it's possible for me to check my account savings online and she said yes.
She gave me a small piece of paper that's written www.rcbcaccessone.com and I'm supposed to just follow the enrollment instructions in that website because they're not sure of it themselves.
So I went home, fired my computer and internet connection and went directly to www.rcbcaccessone.com.
Result? It says "This webpage is not found"
Weird isn't it? I thought this could be a mistake so I went to RCBC website and chose RCBC Access One From there and I went through.
Is RCBC ACCESS ONE working if you're gonna enroll your RCBC MyWallet VISA card?
The problem is no matter how many times I follow the instructions and enter the details (You'll have to choose MyWallet Prepaid Card), nothing follows.
I tried it for the next days for the whole week and it's still the same. It's not working. I went back to the teller and she told me maybe the website's just down and they don't really know anything about it so it means I'm on my own.
Until now when I tried it and enter my Card No. and 6 Digit Pin No. but still nothing follows as of today.
If anyone has been successful with it then please comment here if there's anything wrong with what I'm doing because it's really not working for me and for other RCBC MyWallet VISA Prepaid Card users that I know.
The card is fine but the internet banking is what's having a problem with it.
Monday, July 1, 2013
BPI Easy Saver Savings Account
How To Apply For A BPI Easy Saver Savings Account
When Easy Saver Saving's Account is not yet available, the normal price for you to open an account with BPI is 500 and you'll have a maintaining balance of 3000 pesos. If you do not have 3000 pesos in your account within 30 days, you will lose part of your money like 200 pesos or so.
When Easy Saver Saving's Account is not yet available, the normal price for you to open an account with BPI is 500 and you'll have a maintaining balance of 3000 pesos. If you do not have 3000 pesos in your account within 30 days, you will lose part of your money like 200 pesos or so.
How much does it cost to open a BPI Easy Saver Saving's Account?
In total it costs 250 pesos.
200 for the initial deposit and 50 pesos for your ATM card.
It functions the same way as the original account savings that they have.
What's the difference between a BPI Easy Saver Saving's Account and a non Easy Saver Saving's account?
Well to sum up their differences, with Easy Saver Savings account, there's always a 5 pesos fee when you withdraw from ATM and 100 pesos charge if you withdraw your money over the counter.
That's it!
BPI Easy Saver Savings Account Review
In comparison with the original savings account that you can apply for with BPI, Easy Saver Saving's account is really convenient especially for those who only need to open account for receiving remittance from their online income. There's a 5 pesos fee each time you withdraw on their ATM and 12 to 15 pesos on other ATM banks. So in comparison with BPI savings account with a 3000 pesos maintaining balance, Easy Saver is not really for those who are investing a lot of their money in that account but just for those starting out to receive payments online.
Can we link BPI Easy Saver Savings Account with our Paypal Account?
Yes.
How much is the remittance fee for transferring money from Paypal to our bank account?
So far I've only tried this on BPI and on RCBC My Wallet Visa Card.
It costs 50 pesos if you withdraw money below 7000 pesos from your Paypal Account to your Bank Account.
Then your bank will charge you 200 pesos from the amount you sent from Paypal as payment for the remittance.
So in total, you'd be paying 250 pesos if you send money from Paypal to your bank account.
Is it cheaper than RCBC My Wallet VISA Card?
Okay, we're getting a little bit off-topic here but what the heck.
Compared to sending money from Paypal to RCBC Wy Wallet? It's practically the same.
Because RCBC won't charge you any remittance when you send money to it from your Paypal account BUT Paypal will charge you 250 pesos instead of 50 pesos whether you're withdrawing more than 7000 pesos or not.
Also, for an added reference
I'm writing this article from my personal experience so just an added reference for those who are looking for a working BPI bank code that they can link to their Paypal account, let me just share you the one I used.
I used 010040018. I got this from http://www.pinoymoneytalk.com and made a leap of faith on trusting them because of other rumors with bank codes not working. Fortunately, it works.
Well there you go. I hope this can help those of you who are new with this banking. And by the way, you can check your account status online if you enroll with BPI which makes it really cool!
For any questions or comments, please feel free to post here on the comment section below and I'd be delighted to get back to you or help you in anyway that I can.
Cheers people!
_________________________________________________________________________________
CLICK THIS LINK TO DOWNLOAD THIS FREE E-BOOK GUIDE ON HOW YOU CAN MONETIZE YOUR FACEBOOK ACCOUNT OR PAGES.
In comparison with the original savings account that you can apply for with BPI, Easy Saver Saving's account is really convenient especially for those who only need to open account for receiving remittance from their online income. There's a 5 pesos fee each time you withdraw on their ATM and 12 to 15 pesos on other ATM banks. So in comparison with BPI savings account with a 3000 pesos maintaining balance, Easy Saver is not really for those who are investing a lot of their money in that account but just for those starting out to receive payments online.
Can we link BPI Easy Saver Savings Account with our Paypal Account?
Yes.
How much is the remittance fee for transferring money from Paypal to our bank account?
So far I've only tried this on BPI and on RCBC My Wallet Visa Card.
It costs 50 pesos if you withdraw money below 7000 pesos from your Paypal Account to your Bank Account.
Then your bank will charge you 200 pesos from the amount you sent from Paypal as payment for the remittance.
So in total, you'd be paying 250 pesos if you send money from Paypal to your bank account.
Is it cheaper than RCBC My Wallet VISA Card?
Okay, we're getting a little bit off-topic here but what the heck.
Compared to sending money from Paypal to RCBC Wy Wallet? It's practically the same.
Because RCBC won't charge you any remittance when you send money to it from your Paypal account BUT Paypal will charge you 250 pesos instead of 50 pesos whether you're withdrawing more than 7000 pesos or not.
Also, for an added reference
I'm writing this article from my personal experience so just an added reference for those who are looking for a working BPI bank code that they can link to their Paypal account, let me just share you the one I used.
I used 010040018. I got this from http://www.pinoymoneytalk.com and made a leap of faith on trusting them because of other rumors with bank codes not working. Fortunately, it works.
Well there you go. I hope this can help those of you who are new with this banking. And by the way, you can check your account status online if you enroll with BPI which makes it really cool!
For any questions or comments, please feel free to post here on the comment section below and I'd be delighted to get back to you or help you in anyway that I can.
Cheers people!
_________________________________________________________________________________
CLICK THIS LINK TO DOWNLOAD THIS FREE E-BOOK GUIDE ON HOW YOU CAN MONETIZE YOUR FACEBOOK ACCOUNT OR PAGES.
Wednesday, January 2, 2013
Why Do People Keep On Blogging?
Great question.
Usually people keeps on blogging to record their personal lives.
You can see some blogs that are just about their babies and they make compilations of pictures of how fast they grow.
It's more like a journal for most people but a whole lot easier.
Other people likes to write down their experiences in their journal and others like to type it and publish it on the internet.
Sometimes because they know that even if they are just talking about themselves, they may even earn a little from it.
And this is where the next type of bloggers come.
The other reason why do people keep on blogging is because they make it a living.
Yes, that's right, you can literally live off by just blogging a lot of things specially when you are targeting a specific niche or simply put a topic.
Examples of niches are health and beauty, gadgets and technology, gardening, dog grooming and things like that.
Once you have established a good blog specially if it is for a targeted traffic and you start attracting lots of visitors to it, you many now apply for Google Adsense or any other online advertising company that you would like.
So whenever someone goes to your blog to read the information that you have written there, they will see the ads.
And when they like the ads and they click on them, you earn a little just from that.
Simple enough with this simple explanation on why do people keep on blogging?
Well it is.
But don't think that you can start off of it easily and make a living for yourself just by blogging quickly.
It takes time for you to build lots of information and traffic of visitors that goes to your site and see the contents that you put in it.
But don't get discouraged also if you plan on doing this.
I just want you to know that so that you won't become one of those people who switched to blogging and thought of making lots of income from it over a week.
You see, blogging can be a lot more fun since you can just simply write anything you have in mind.
Just be creative. Share to other people what you know and what you want them to discover that only you know. Don't think of it as a job. Think of it as a hobby.
And one day who knows, you could also be making tons of money from it already.
Usually people keeps on blogging to record their personal lives.
You can see some blogs that are just about their babies and they make compilations of pictures of how fast they grow.
It's more like a journal for most people but a whole lot easier.
Other people likes to write down their experiences in their journal and others like to type it and publish it on the internet.
Sometimes because they know that even if they are just talking about themselves, they may even earn a little from it.
And this is where the next type of bloggers come.
The other reason why do people keep on blogging is because they make it a living.
Yes, that's right, you can literally live off by just blogging a lot of things specially when you are targeting a specific niche or simply put a topic.
Examples of niches are health and beauty, gadgets and technology, gardening, dog grooming and things like that.
Once you have established a good blog specially if it is for a targeted traffic and you start attracting lots of visitors to it, you many now apply for Google Adsense or any other online advertising company that you would like.
So whenever someone goes to your blog to read the information that you have written there, they will see the ads.
And when they like the ads and they click on them, you earn a little just from that.
Simple enough with this simple explanation on why do people keep on blogging?
Well it is.
But don't think that you can start off of it easily and make a living for yourself just by blogging quickly.
It takes time for you to build lots of information and traffic of visitors that goes to your site and see the contents that you put in it.
But don't get discouraged also if you plan on doing this.
I just want you to know that so that you won't become one of those people who switched to blogging and thought of making lots of income from it over a week.
You see, blogging can be a lot more fun since you can just simply write anything you have in mind.
Just be creative. Share to other people what you know and what you want them to discover that only you know. Don't think of it as a job. Think of it as a hobby.
And one day who knows, you could also be making tons of money from it already.
Complete Guide for getting an RCBC My Wallet Visa Card and using it for Paypal
Getting an RCBC My Wallet Visa Card
Do I need a bank account to apply for a card?
No. You can apply for credit cards or debit cards even without a bank. Lots of people without a bank account or a card don't know about this so I'm sticking this information out here first for you to know.Can I use RCBC My Wallet Visa Card to verify my Paypal account?
Yes.
Requirements for RCBC My Wallet Visa Card?
Two (2) valid Photo ID. NBI Clearance is accepted.
If you're still a student, your updated school ID and Registration form for the semester will be enough for them to verify you.
Whether you submit 2 valid photo ID or your school ID and registration form, have them photo copied since they will ask one photo copy of each.
How much does it cost to apply for an RCBC My Wallet Visa Credit Card?
P110. One hundred pesos to be exact as of December, 2012.
Is RCBC My Wallet Visa Card a Credit Card or a Debit card?
It is a debit card. Meaning there are no credits available for you once you have it. You will have to load it with money. If you're new and don't have a bank account yet or a card before, you can load it by depositing money to it in the bank, just like how you would deposit money to a bank account. They have a specific deposit slip for it.
How long does it take before you can get your RCBC My Wallet Visa Card after application?
It takes 3 business days.
Procedure
I really want to make this like a step-by-step procedure so I'm going to make this concise and straight-forward as much as possible.
First you go to any RCBC bank, then go to the receptionists for New Accounts and tell them that you want to apply for an RCBC My Wallet Visa Card (obviously).
They will ask you for your identification which is either with 2 valid photo ID or School ID and Registration Form.
Then you will fill up the application form.
You're probably getting one because you're going to use it to verify your Paypal account.
If you are, you may have to also give the email address that you're using for your Paypal account so do memorize that.
After you filled your application form, you'll be informed that you will be able to get it after (3) three business days.
Afterwards you can now pay it to the teller which costs P110.
Just to be clear, that P110 is the entire payment for your card application. You will still have to load it with 100 pesos if you want to use it to verify your Paypal account.
Then after three days you may now go to the bank to get your card.
They will give you your card (Yehey!), and two other papers.
One is a form for Mercury Drug Suki Card.
The other one contains the PIN number of your card. Don't lose that if you haven't accessed your credit card via ATM.
I suggest that you also get in line right away to load your card with 100 pesos to save time.
Using your RCBC My Wallet Visa Card to verify your Paypal account.
This is where a lot of people get confused.
When you click "Verify" on your paypal account, they will ask you to fill the information for it and for your card's 4 unique digit code.
Why a lot of people get confused with this?
Because they thought that they will have to ask that code to Paypal when in fact they don't.
You will have to request that to the bank of the card that you used.
In this case, to RCBC!
Can I ask for it through their ATM?
No.
You can either email them or call them.
I suggest that you call them because this way you will have a peace of mind that it's being taken care of.
How long does it take for you to get your 4 unique digit code from your bank?
In my case, the customer service representative said that I'm gonna receive it in my email after 24 hours.
But you will receive that in your email after 48 hours, 2 days as that's what happened to me.
Once you've opened your email from them, you will receive your 4 unique digit code and finally, you can verify your Paypal account for good.
If you have any questions, please feel free to leave a comment and I will get to you as soon as possible since I update this blog regularly.
Thank you!
The Growing Blog
Yes, I know.
There's something about this Blog Title that doesn't seem to fit doesn't it?
I decided to call this blog as such since that's how I intend it to be. To make it a testament to myself that I am going to grow this blog with lots and lots of information that I encountered in my life. Mostly information that could help a lot of people as how other blogs have helped me. Hope you enjoy it here and hopefully do share my posts.
See you around!
There's something about this Blog Title that doesn't seem to fit doesn't it?
I decided to call this blog as such since that's how I intend it to be. To make it a testament to myself that I am going to grow this blog with lots and lots of information that I encountered in my life. Mostly information that could help a lot of people as how other blogs have helped me. Hope you enjoy it here and hopefully do share my posts.
See you around!
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