Getting an RCBC My Wallet Visa Card
Do I need a bank account to apply for a card?
No. You can apply for credit cards or debit cards even without a bank. Lots of people without a bank account or a card don't know about this so I'm sticking this information out here first for you to know.Can I use RCBC My Wallet Visa Card to verify my Paypal account?
Yes.
Requirements for RCBC My Wallet Visa Card?
Two (2) valid Photo ID. NBI Clearance is accepted.
If you're still a student, your updated school ID and Registration form for the semester will be enough for them to verify you.
Whether you submit 2 valid photo ID or your school ID and registration form, have them photo copied since they will ask one photo copy of each.
How much does it cost to apply for an RCBC My Wallet Visa Credit Card?
P110. One hundred pesos to be exact as of December, 2012.
Is RCBC My Wallet Visa Card a Credit Card or a Debit card?
It is a debit card. Meaning there are no credits available for you once you have it. You will have to load it with money. If you're new and don't have a bank account yet or a card before, you can load it by depositing money to it in the bank, just like how you would deposit money to a bank account. They have a specific deposit slip for it.
How long does it take before you can get your RCBC My Wallet Visa Card after application?
It takes 3 business days.
Procedure
I really want to make this like a step-by-step procedure so I'm going to make this concise and straight-forward as much as possible.
First you go to any RCBC bank, then go to the receptionists for New Accounts and tell them that you want to apply for an RCBC My Wallet Visa Card (obviously).
They will ask you for your identification which is either with 2 valid photo ID or School ID and Registration Form.
Then you will fill up the application form.
You're probably getting one because you're going to use it to verify your Paypal account.
If you are, you may have to also give the email address that you're using for your Paypal account so do memorize that.
After you filled your application form, you'll be informed that you will be able to get it after (3) three business days.
Afterwards you can now pay it to the teller which costs P110.
Just to be clear, that P110 is the entire payment for your card application. You will still have to load it with 100 pesos if you want to use it to verify your Paypal account.
Then after three days you may now go to the bank to get your card.
They will give you your card (Yehey!), and two other papers.
One is a form for Mercury Drug Suki Card.
The other one contains the PIN number of your card. Don't lose that if you haven't accessed your credit card via ATM.
I suggest that you also get in line right away to load your card with 100 pesos to save time.
Using your RCBC My Wallet Visa Card to verify your Paypal account.
This is where a lot of people get confused.
When you click "Verify" on your paypal account, they will ask you to fill the information for it and for your card's 4 unique digit code.
Why a lot of people get confused with this?
Because they thought that they will have to ask that code to Paypal when in fact they don't.
You will have to request that to the bank of the card that you used.
In this case, to RCBC!
Can I ask for it through their ATM?
No.
You can either email them or call them.
I suggest that you call them because this way you will have a peace of mind that it's being taken care of.
How long does it take for you to get your 4 unique digit code from your bank?
In my case, the customer service representative said that I'm gonna receive it in my email after 24 hours.
But you will receive that in your email after 48 hours, 2 days as that's what happened to me.
Once you've opened your email from them, you will receive your 4 unique digit code and finally, you can verify your Paypal account for good.
If you have any questions, please feel free to leave a comment and I will get to you as soon as possible since I update this blog regularly.
Thank you!
thanks for the info :D
ReplyDeleteNo problem. If there are some things you still want to know, just ask here and I'll try my best to help you out with my knowledge of it. Cheers!
ReplyDeleteCan we do online banking with RCBC MyWallet instead to get the unique code? I'm just not sure if I am understanding this correctly.http://www.rcbc.com/electronic_banking_accessone_faqs.php
ReplyDeleteHi LionessLairbyKyoo,
ReplyDeleteCan we do online banking with RCBC My Wallet? Check the link below for the answer.
http://growingblog.blogspot.com/2013/07/my-rcbc-access-one-experience.html
If by Unique bank code you mean to say the one you can use for Paypal, you'd only need that if you want to send Paypal funds directly to your bank account (any bank account).
With RCBC prepaid card, you can send your Paypal funds to it right away and you don't need to enter and Unique Bank Code for that.
To summarize:
Sending Paypal funds to bank account: Unique Bank Code is REQUIRED.
Sending Paypal funds to MyWallet: Unique Bank Code is NOT REQUIRED.
I hope this helped you. If not, don't hesitate to ask here once more.
Cheers!
i want to apply a RCBC Mercury Drug My Wallet Visa Card. if i will got it can i used it online? and worldwide payment?
ReplyDeletethank you
reply to my email
carcedojohnarnie@yahoo.com
Sorry for the late reply and if I can't reply to your email right now.
DeleteTo answer your question, your RCBC Mercury Drug My Waller Visa Card can be used on wordwide payment as long as those sites shows a VISA logo.
So if you don't have a mastercard and you want to purchase something online, this will work.
Cheers!
can i my RCBC Mercury Drug My Wallet Visa, as a credit card here in qatar?
ReplyDeleteI'm assuming that you want to ask me if you can use your RCBC Mercury Drug My Wallet Visa as a credit card in Qatar.
ReplyDeleteThe answer is yes BUT only to those stores that has a Master Card/VISA logo. Like the restaurants and some shops that you see in malls. You can also use it on hotels. Just remember to ask first if they accept VISA cards because RCBC My Wallet, even if it has the Mercury Drug logo, will work as an international Debit card unlike ATM cards that we have from our local banks.
Hope you can reply to use here if this helps in anyway.
Cheers!
where can i load mercury mywallet aside from rcbc...?
ReplyDeleteif i deposited on my bank account does it automatically loaded to my rcbc mywallet?.. or do i have to load mywallet card separately??..
ReplyDeletepls reply to my e.mail
ReplyDeletetampus.rachel@ymail.com
thanks!
can anyone load RCBC MyWallet? or it can only be loaded by its owner?
ReplyDeleteHi, just want to ask if by verifying my PayPal account using this card, I can make payments from PayPal to sites which accepts PayPal as well.
ReplyDeleteI have a BDO Debit MasterCard, and it frustrates me that after going through so much in applying for it, I cannot use it to make online purchases through PayPal.
gusto q mag apply nyan anu po una kong gagawin at ihanda?
ReplyDeleteHello.
ReplyDeleteRight after ma kuha ung card sa atm machine bh sya eveverify or online pa din?
Pwde din po bha mka withdrawsa atm machine using this card?
Just want to be sure before opening.
pwede ba padalhan ng pera galeng abroad yang wallet visa card?
ReplyDeletereply pls. salamat.
Hi. Can I use RCBC mywallet visa card to online booking of flights? Please answer. Thank you so much.
ReplyDeleteHi. Can I use RCBC mywallet visa card to online booking of flights? Please answer. Thank you so much.
ReplyDeleteHi. Can I use RCBC mywallet visa card to online booking of flights? Please answer. Thank you so much.
ReplyDeleteHi can I use RCBC mywallet visa card for boosting posts in facebook?
ReplyDeleteHello! Regarding paypal account, should I have a personal or business account to verify mywallet visa card? And if I have business account, should the business name match the bank information or the account name? Thank you!
ReplyDeleteHello! Regarding paypal account, should I have a personal or business account to verify mywallet visa card? And if I have business account, should the business name match the bank information or the account name? Thank you!
ReplyDeleteGood day!
ReplyDeleteI want to apply RCBC for my paypal. What should I do first, personally visit to bank for applying new acct or I will go first in online application? Thank you.