What's the difference between a credit card and a debit card?

Well let me just share how they work.

Credit card is like having a card that has a specific amount of money that you can borrow anytime for purchasing or withdrawing money. Every purchase you make or money you withdraw will be considered a debt that you'd have to pay at the end of the month.

Debit card on the other hand needs to be loaded with money first before you can use it.

So if you want to purchase online using credit card, you can go ahead and just pay for it at the end of the month on your bank.

If you want to purchase something online using your debit card, you have to load it with money first.

That's how simple it is.