When Easy Saver Saving's Account is not yet available, the normal price for you to open an account with BPI is 500 and you'll have a maintaining balance of 3000 pesos. If you do not have 3000 pesos in your account within 30 days, you will lose part of your money like 200 pesos or so.
How much does it cost to open a BPI Easy Saver Saving's Account?
In total it costs 250 pesos.
200 for the initial deposit and 50 pesos for your ATM card.
It functions the same way as the original account savings that they have.
What's the difference between a BPI Easy Saver Saving's Account and a non Easy Saver Saving's account?
Well to sum up their differences, with Easy Saver Savings account, there's always a 5 pesos fee when you withdraw from ATM and 100 pesos charge if you withdraw your money over the counter.
That's it!
BPI Easy Saver Savings Account Review
In comparison with the original savings account that you can apply for with BPI, Easy Saver Saving's account is really convenient especially for those who only need to open account for receiving remittance from their online income. There's a 5 pesos fee each time you withdraw on their ATM and 12 to 15 pesos on other ATM banks. So in comparison with BPI savings account with a 3000 pesos maintaining balance, Easy Saver is not really for those who are investing a lot of their money in that account but just for those starting out to receive payments online.
Can we link BPI Easy Saver Savings Account with our Paypal Account?
Yes.
How much is the remittance fee for transferring money from Paypal to our bank account?
So far I've only tried this on BPI and on RCBC My Wallet Visa Card.
It costs 50 pesos if you withdraw money below 7000 pesos from your Paypal Account to your Bank Account.
Then your bank will charge you 200 pesos from the amount you sent from Paypal as payment for the remittance.
So in total, you'd be paying 250 pesos if you send money from Paypal to your bank account.
Is it cheaper than RCBC My Wallet VISA Card?
Okay, we're getting a little bit off-topic here but what the heck.
Compared to sending money from Paypal to RCBC Wy Wallet? It's practically the same.
Because RCBC won't charge you any remittance when you send money to it from your Paypal account BUT Paypal will charge you 250 pesos instead of 50 pesos whether you're withdrawing more than 7000 pesos or not.
Also, for an added reference
I'm writing this article from my personal experience so just an added reference for those who are looking for a working BPI bank code that they can link to their Paypal account, let me just share you the one I used.
I used 010040018. I got this from http://www.pinoymoneytalk.com and made a leap of faith on trusting them because of other rumors with bank codes not working. Fortunately, it works.
Well there you go. I hope this can help those of you who are new with this banking. And by the way, you can check your account status online if you enroll with BPI which makes it really cool!
For any questions or comments, please feel free to post here on the comment section below and I'd be delighted to get back to you or help you in anyway that I can.
Cheers people!
_________________________________________________________________________________
CLICK THIS LINK TO DOWNLOAD THIS FREE E-BOOK GUIDE ON HOW YOU CAN MONETIZE YOUR FACEBOOK ACCOUNT OR PAGES.
In comparison with the original savings account that you can apply for with BPI, Easy Saver Saving's account is really convenient especially for those who only need to open account for receiving remittance from their online income. There's a 5 pesos fee each time you withdraw on their ATM and 12 to 15 pesos on other ATM banks. So in comparison with BPI savings account with a 3000 pesos maintaining balance, Easy Saver is not really for those who are investing a lot of their money in that account but just for those starting out to receive payments online.
Can we link BPI Easy Saver Savings Account with our Paypal Account?
Yes.
How much is the remittance fee for transferring money from Paypal to our bank account?
So far I've only tried this on BPI and on RCBC My Wallet Visa Card.
It costs 50 pesos if you withdraw money below 7000 pesos from your Paypal Account to your Bank Account.
Then your bank will charge you 200 pesos from the amount you sent from Paypal as payment for the remittance.
So in total, you'd be paying 250 pesos if you send money from Paypal to your bank account.
Is it cheaper than RCBC My Wallet VISA Card?
Okay, we're getting a little bit off-topic here but what the heck.
Compared to sending money from Paypal to RCBC Wy Wallet? It's practically the same.
Because RCBC won't charge you any remittance when you send money to it from your Paypal account BUT Paypal will charge you 250 pesos instead of 50 pesos whether you're withdrawing more than 7000 pesos or not.
Also, for an added reference
I'm writing this article from my personal experience so just an added reference for those who are looking for a working BPI bank code that they can link to their Paypal account, let me just share you the one I used.
I used 010040018. I got this from http://www.pinoymoneytalk.com and made a leap of faith on trusting them because of other rumors with bank codes not working. Fortunately, it works.
Well there you go. I hope this can help those of you who are new with this banking. And by the way, you can check your account status online if you enroll with BPI which makes it really cool!
For any questions or comments, please feel free to post here on the comment section below and I'd be delighted to get back to you or help you in anyway that I can.
Cheers people!
_________________________________________________________________________________
CLICK THIS LINK TO DOWNLOAD THIS FREE E-BOOK GUIDE ON HOW YOU CAN MONETIZE YOUR FACEBOOK ACCOUNT OR PAGES.
Is it necessary to verify RCBC myWallet Card /w paypal to use it as account # when you choose withraw to bank option?
ReplyDeleteNo, not really.
DeleteIf you're using RCBC myWallet, the option that will be available for you in paypal is Withdraw using credit card.
RCBC myWallet VISA card is not associated with any bank account with RCBC. Hope this helps! Cheers!
Hi i just want to know would there be any trouble if I withdraw my initial deposit in my bpi easy saver? for what i understand its a no maintaining bal card. please help me .. Im confused. Thanks in advance
ReplyDeleteSorry for the very late reply.
DeleteIt's a non maintaining balance card.
As long as you're using bpi easy saver card, you don't have to worry about cashing it all out.
Mine only got 43 pesos right now and I don't have to worry about my account on it being closed ha ha!
Cheers!
Hi Jiridi.. 1) if I enrolled my easy saver in BPI online, then I'll pay my bills using it. IS there any additional charges?
Delete2)is the maximum amount to be withdraw same as the other BPI atm cards? thanks
i read that you could also use bpi easy saver atm card as debit card. is it possible to verify my paypal account with this debit card? and also, would you know of any hidden charges, like monthly fees, withdrawal fees, etcetera? i want to open one to link to my paypal for freelancing jobs but i'm nervous about the hidden charges and am having trouble with verifying my paypal so i want to open a bank account with a debit card that's able to do that. i'm deciding between eastwest basic savings account, BPI easy saver, BPI Direct Savings (the one with the 500 maintaining bal) and BPI express savings. would be great to have some advice from you! Thank you so much!
ReplyDeleteHi Unknown!
ReplyDeleteWell yes, BPI easy saver ATM card works as a debit card actually.
Here's a link to my post about the distinction between a Credit and Debit card:
http://bit.ly/1i07o9e
Is it possible to verify your Paypal using BPI easy savers card? No.
You can check the rest of the details on my blog post: BPI Easy Savers Verify Paypal Account.
Are there hidden charges? No, not really.
The charges you'd only be paying are the 5 pesos each time you withdraw on your BPI easy savers ATM and the 50 pesos charge from Paypal if you're only using BPI. For complete details of the rates and charges please visit my post in this link:
http://bit.ly/19bzNXk
If you're going to work as a freelancer online like me, I suggest that you verify your Paypal account using RCBC My Wallet VISA CARD. The card only costs 150 and you only need an initial deposit of 100 pesos to verify your Paypal account successfully. Here's a link to another blog post of mine as a guide for Paypal verification using RCBC in case you're interested:
http://bit.ly/ITQquc
As for your bank, I suggest that you also choose BPI. It's better if you start with Easy Savers account as well when you're starting out. There's 5 pesos charge every time you're gonna withdraw but there's no maintaining balance and you can open another BPI direct account again when you have more money from your online jobs.
My advice is only use your RCBC card to verify your Paypal account but when you're about to withdraw money, use your BPI account because it only takes 2-4 business days. It can be frustrating to wait very long for your money if you withdraw it on your RCBC card.
Feel free to ask anything.
Hope this all helps and please leave a comment if it did.
Cheers!
hi just want to ask po, why It's different when linking bpi easysavers then if you will verify it sa RCBC naman? is it really possible na i link ko bpi easy savers ko sa paypal account ko?thanks
ReplyDeleteCan we link BPI Easy Saver Savings Account with our Paypal Account?Yes.
ReplyDeleteand how can you link it po if my easy saver doesn't have cvv at the back of my card??
Is it possible to verify your Paypal using BPI easy savers card? No.
how much is the initial deposit po in linking my account?sa union card you need 200 pesos in verifying your account, but since you can't verify your your paypal using your easy saver how can you link it po?sounds confusing.
Ah I understand the confusion. I guess that's my mistake not to anticipate this. It's because I used the term "link" when it has two purposes in this blog post.
DeleteRCBC My Wallet Visa - is used for Verifying your Paypal account.
When your Paypal account is verified, your RCBC card is automatically linked to your Paypal account, meaning you can transfer your Paypal funds to your RCBC MyWallet Visa Card. And it's made possible because RCBC card has the official Visa Logo.
Now, as BPI Easy Saver's card. Here's the difference.
First, unlike the Visa card, you cannot use to to verify your Paypal account because, like what you already mentioned in your post, it doesn't have that cvv or the 3 digit code.
Second, it has the Cirrus logo and not Visa.
Now to the linking part, you cannot directly link your BPI card to your Paypal account.
Here's what's happening.
When my Paypal is finally verified using the RCBC card, I opened a bank account with BPI. Then I linked my bank account to my Paypal with all the necessary bank details. (Be mindful of the Bank Code by the way).
Now what is linked to my Paypal account is not the BPI card itself but my bank account. The BPI Easy Savers Card is just an extension of my bank account, a simple ATM that we can use to withdraw the money we have from our bank account instead of going over the counter in the bank.
There you go, I hope you understood everything. Sorry if it lots of terms are repetitious but I really want to reiterate them clearly so I didn't use any shortcuts.
If there's still anything you want to know, feel free to ask.
And I'd really appreciate it if you comment here about this answer.
Cheers!
This comment has been removed by the author.
ReplyDeleteAw you don't have to be shy, just ask anything and let's see what I can do. ;)
Deletehello. good day! my friend is in saudi arabia. pde ba sya mgdeposit or magpadala ng pera sa atm ko (BPI Easy Saver)? and ano mga requirements and procedures? thank u. God bless
ReplyDeletehello. good day! my friend is in saudi arabia. pde ba sya mgdeposit or magpadala ng pera sa atm ko (BPI Easy Saver)? and ano mga requirements and procedures? thank u. God bless
ReplyDeleteHi Cristina,
ReplyDeleteI'm sorry but I'm not very familiar with sending money to a BPI account from abroad.
They do have that option but I didn't ask anything about it.
If she's from abroad, you can choose using Western Union and similar branches or Xoom.
Helo.. Taga quezon city ako at gusto ko talaga mag open ng easy savers ng BPI.. but the matter is I only have my TIN ID and POSTAL Id for my requirements, and kahit saang branch ako ng BPI pumunta hindi daw valid yung mga requirements ko.. They ask to have 2 ID in this option. Passport, drivers lisence, SSS, GSIS, OWWA.. Wala ako ni isa sa mga yan.. paano kaya ako mkakaOpen kung ganyan po?
ReplyDeleteI Hope someone can help me out regarding with my problem..
I see. They really require 2 Valid IDs. The only reason why I was able to get one even without 2 valid IDs is because I'm still a student and I only need to present my ID and Registration Form. If you're still a student, you can do the same. If not, you'd really have to get two valid IDs. Postal ID and SSS ID works and easier to get that any other IDs. Hope this helps
DeleteHi Jiridi, I'm a student too and I don't have any Valid ID yet, I only have school ID and registration card. They still allow me to use that even I'm already 19years old?
DeleteYou mean to ask if they're still going to allow you to apply for this type of card? The answer is yes. If you're still a student, then what you need is your ID and registration form. Have them photo copied, your ID and reg form. They should allow you to use that instead. ;)
Deletehi it work when i open easy saver acoount on my pay pal account i can widraw it tru BPI Easy Saver Saving's Account
ReplyDeleteYes! That's the beauty of it! But for verification, they may tell you that you just need to wait for the confirmation or something, that's not the case for me. What happened is I waited for a few days and didn't hear anything from them. Then I called their number and that's the only time a support agent helped me and explained to me that we really have to call RCBC if were ready to connect to our Paypal account.
DeleteHi just wanna know poh if ngeexpire b ung easy savers account i mean ung akin kc is more than a year ng di nhhulugn ng pera .so im worried n bk close n or something. Hnd ko kc sy mchek kc im out of the country. I just wanna know kun ngkoklose b to? Like ng bdo na nadedeactivate pg d ngmit ng isang taon.. pls help and kindly contact me kate_bernales@yahoo.com
ReplyDeleteNope. Hindi siya nag-eexpire. The one that gets expired is the one where you need to have a minimum balance every month. But as for the Easy Saver Savings Account, no. The card may expire but the account is still there which you can always renew when you bring your card to them and show them that you really have an account.
DeleteThis comment has been removed by the author.
ReplyDeleteHi. Pwede po kaya magapply sa Easy Saver kahit student? (I'm 19 years old and 4th Year college) THANKS!
ReplyDeleteYep, no problem with that. As of legal age kahit sino puwede na, just bring the requirements ;)
DeleteHi regarding on bpi and rcbc. Bout s withdrawal thing. Please correct me po if im wrong. Sa understanding ko po, i can transfer my earnings to my rcbc from my paypal, then transfer it from rcbc to bpi savers, to be able to withdraw the money? Tama po b. Is it like linking my paypal to rcbc,then rcbc to my bpi accoun? Im planning to open a paypal account for my freelance job. Thanks for the help in advance
ReplyDeleteHi, super late reply, sorry. Still, for the benefit of others. You can't link them all together. You can't transfer funds between two different banks. It's simply not allowed. Probably if you're a very important person, you know what I mean. You can link your paypal to RCBC or BPI. But not RCBC to BPI vice versa. :
DeleteGood Day Sir:
ReplyDeleteI really need a response for this
I am now working in Saudi Arabia
which I open an bpi easy saver before
-Can I deposit my money (SAR) in bpi easy saver?
-Can I link my bpi easy saver through paypal? (Online Freelancer Job)
-Can I withdraw money(SAR) that I deposit through my bpi easy saver here in Saudi? diff. Bank Company because there's no bpi here in dammam
Thank you so much...
Can I deposit my money (SAR) in bpi easy saver?
DeleteYou should be able to whether you change the currency or not. IF, there's a BPI bank available there.
-Can I link my bpi easy saver through paypal? (Online Freelancer Job)
YES!!! :)
-Can I withdraw money(SAR) that I deposit through my bpi easy saver here in Saudi? diff. Bank Company because there's no bpi here in dammam.
No BPI? If you mean to say you have your BPI card with you and you're going to use it to withdraw money to an ATM of a different Saudi Bank there, I don't really know. My assumption is that yes, then the funds you withdraw will automatically be converted. Just like what is happening to me whenever I'm withdrawing USD here in our ATMs in the Phipillines, they're being converted automatically. So there, hope it helps.
Thank you for your reply.
DeleteAll of your answers are accurate but I have to activate Paypal there in the Philippines because there are some restrictions here in Saudi Arabia,
Also I can withdraw money in different atm machines because of the cirrus logo.
What does the bank statement look like ?
ReplyDeleteBank statement? Not really sure, I did not save any bank statement for mine eh and it's been a while now since I used my card ha ha. Sowie. ;)
ReplyDeleteIs there any age requirement or limit to open an easy saver account??
ReplyDeleteHi po! Other than myself, can other people deposit to my savings account?
ReplyDeleteyes they can just provide your full name and your account number.
DeleteHi! Im wondering po if is it ok to link rcbc mywallet mercury card to paypal.. My sis have this card and she verified her paypal acct with it.. The thing is shez not sure if it can also be link..
ReplyDeleteIf she was able to verify her Paypal account with this RCBC card then it means it's already linked. So she can now withdraw the funds in her Paypal account to her RCBC card.
DeleteCan I ask a question? In easy saver account, can I receive a dollar from the bank in US?
ReplyDeleteHello. In my experience no. You can deposit all kinds of currencies in your BPI card all you want, it's okay, because they will always be converted to Philippine peso.
DeleteCan iwithdraw my initial 200php? Kahit di ko ma withdraw kahit 100 eh
ReplyDeleteHello, yes you should be able to withdraw the 200 initial deposit. If you're having some kind of problem, let us know here so we can share possible solutions for it.
DeleteThe best thing i like about BPI Easy Saver is that it does not have a maintaining balance.
ReplyDeleteAnong age sya pwede? Pwede ba sya for 15 years old?
ReplyDeleteGood day po. Gusto ko lang po sanang itanong kung magkano pong magpa-open ng bank account sa bpi kapag student. Thank you po. :)
ReplyDelete50 pesos tpos i think deposit 100 ata
Deletei think 150
Hello, student or not, the price is the same. I think the only time they're reducing the price for students is when they're offering the cards in school campus as a promo. But if you go in their bank, the price is the same. ;)
DeleteThis comment has been removed by the author.
ReplyDeleteHi po, ano po pagkakaiba ng easy saver card sa express teller atm card un pong pang salary. Pareho po ba sila? Pwede bang gawin savings account ung express teller atm card?
ReplyDeleteHi bleu!
ReplyDeleteIn my understanding, hindi po sila pareho.
I've used Easy Saver's Account and it's as if that card becomes your bank. You can even check your account online as well as your transactions and you get to keep your actual physical card.
As for the Express teller account (that comes with an ATM) it's more on remittance only. You can load that account from here in the Philippines and the one abroad can withdraw that money and vice versa.
So what's the difference between the two if kung mag kaka pagsend ka din naman pala ng pera?
EASY SAVER'S ACCOUNT - good for linking to your paypal account.
EXPRESS TELLER ACCOUNT - good for remittance, no paypal transactions.
Hope this helps. ;)
Good day. May Easy savers account po ako.and as you said po hindi ito pwede ipang verify ng Paypal, pero I added it as a bank account. Saving po ito, tama? Pero pag save ko kay Paypal 'Checking' po ang nakalagay. Mkakaaffect po ba ito pag mag wiwithdraw ako? Salamat po
ReplyDeleteHi Patricia!
ReplyDeleteNope, I don't think it will affect your withdrawal at all.
That's correct, we can't use BPI Easy savers card to verify our Paypal account.
But it's okay to add it and withdraw funds to your BPI Easy savers card.
I'm doing this too.
I used my RCBC to verify my Paypal account, then added my BPI card later.
So now, I can withdraw from both of them, whatever I choose.
Hope this helps!
Thank you very much :)
Deletehi tanong ko lng po may easy saver po ako may laman mo po sya na 1100 pesos. ngtry po ako mgwithdraw pero laging sinasbu insufficient funds pti sa ibang machine ng bpi kala ko kc walang maintaining balance. ano po kya problema sa card ko? salamat
ReplyDeletewut???
DeleteI got confused, you said may 1100 pesos syang laman but you also said wala kang maintaining balance? ha ha
Anyway, until you reply back here this is my theory.
That the exact amount in your BPI cars is actually 1100 pesos. Okay? The problem is if you withdraw exactly 1100, it will deny the transaction because there's a five (5) pesos fee each time you make a withdrawal. You probably missed this in my previous article.
So, in effect, if this really is the case, you can't withdraw 1100. You obviously can't withdraw any amount less than 100 pesos so you can just withdraw 1000 pesos for now.
Hope this helps.
This comment has been removed by the author.
ReplyDeleteThis comment has been removed by the author.
ReplyDeleteHi,
ReplyDeleteThank you for this blog.
I am trying to link my BPI easy saver account with my paypal, and it only asks for the ff:
BANK NAME
BANK NUMBER = Is this the same w/ the BANK CODE?
ACCOUNT NUMBER = Is this the one on the card?
Hello inday_bungot!
ReplyDeleteThank you for this question.
You mean they asked it separately?
The answer is yes, I just used the code as the bank number but this was years ago okay?
I'm not sure now if they changed it but if not, then you can use the same number.
If it still didn't work, please let me know and I'll try to help you out. ;)
I'm a member of 3000 maintaining balance, how can I avail the easy saver? I want to disclosed it and transfer all to the easy saver since I'm just a student. Thank you!
ReplyDeleteHello Nelson.
DeleteIt's simple, you can just go to any bpi branch and ask for a BPI Easy Saver's account, its gonna cost you 250 Pesos. Just bring the usual requirements, 2 valid government IDs and such. No maintaining balance but note that there's 5 pesos fee each time you withdraw. It's like a different kind of account so they'll allow you to open one.
Hope this helps. Anymore questions, feel free to ask. ;)
Does your easy saver atm card have your name on it or just a card #?
ReplyDeleteHello Ms Sofia,
DeleteYes, it will have your name engraved on it. ;)
HOw long does it take in adding BPI as your bank in paypal?
ReplyDeleteHello po!
ReplyDeleteAsk ko lang po kaka open ko lang ng savings account sa bpi yung may 3,000 maintaining balance at 500 na initial deposit. Nag deposit po ako ng 5,000 nung nag open ako account so nung nag change po ako ng pin number nag check ako ng balance. Total balance ko po ay 5,000 but my available balance is only 4500. Bakit po ganun? Thank you po.
,what if i left 10 pesos on my easy saver..the thing is i withdraw it from over the counter.hiw will they deduct the 100 pesos if i only got 10 pesos left,will it close my account?
ReplyDeleteHello po!
ReplyDeletePano po ba ninyo na link ang card ng easy savers since ang choices ng card type ay Visa, MasterCard, Discover & American Express lamang?
Salamat po!
Hi there, I just tried to link my BPI Easy Savers account to Paypal few minutes ago. How would I know that it was linked successfully? Thanks
ReplyDeleteCan I send money from KSA to my easy saver caRd? I want to save money. But I am here in KSA . Can I send money to it?
ReplyDeletepede ba sa amazon bpi easy saver??
ReplyDeletepede ba sa amazon bpi easy saver??
ReplyDeleteIf indi Verify yung account ko sa paypal sir error po ba if mag withdraw ako sa BPI easy saver card ko po? Kasi nag try ako withdraw tapos na denied kasi Invalid Bank Account Information po.. Dahil ba yun sa maling address na na input ko?... ngayon po akin na itong binago ang exact address na po yun.. so try ko ba ulit na mag Transfer or contact ko muna ang BPI?
ReplyDeleteIf I order something online and I don't have balance on my paypal, will paypal automatically get fund from my BPI bank account? (I don't have any credit card linked, btw).
ReplyDeleteAnd if they do, will there be any additional charges?
hello I just want to ask something about this Bpi easy savers card, where can we find the cvv code? Thanks in advance.
ReplyDeleteIf your card has visa or mastercard logo then you can find the 3 digit cvv code at the back of your card..
DeleteHi, can i ask if how many years bago ma expired yung Easy Saver Card? At paano ito ma renew ulit? Salamat
ReplyDeletecan i transfer money from BDO to mg easy avers account?
ReplyDeleteusing online
Did bpi saver atm card has expiration due to non active?
ReplyDeleteThis article will provide you with the most simple method of activating your BPI Credit Card. You can also show other websites
ReplyDeleteBPI Credit Card Activation